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BORROWER OPTIONS
 

MORTGAGE LOANS

   

Whether you're buying your first home, a vacation home or building from the ground up, the right mortgage can help you make your dreams come true. We take a solutions oriented approach to evaluate your personal financing requirements (special needs or problems). There are hundreds of mortgage loans designed to meet variety of financial needs. Each mortgage loan has its own guidelines depending on the program, borrower's credit situation and his personal financial goals.

learn more   IN GENERAL - you need a mortgage loan to buy a home, pay for college, do improvements, start business, pay of your debts or simply save money. You'll find easy ways to do it through our various mortgage loans options. To get started, you may want to use some of our m ortgage loans tools - Mortgage Calculators, Mortgage Rate Tracker, Mortgage Loans FAQ or Mortgage Loans Glossary. If you wish to save time simply talk to us or fill out our mortgage prequalification application and you will get help by a professional mortgage loans advisor. If you are ready to buy and know what you want, don't wait, apply for a mortgage now and get the money you need.

learn more   DON'T FORGET! Under the current tax code, mortgage interest on first and second homes is generally tax deductible, making home ownership one of the best ways to trim your tax bill. Please contact your tax advisor for details!

The chart bellow will help you determine what your mortgage loan options are, depending on your requirements and your personal financial situation.
 

You Needs
Mortgage Loan Options

You are first time home buyer

FHA Mortgage Loans
VA Mortgage Loans
Adjustable Rate Mortgage Loans
Short term ARM Loans
Hybrid Adjustable Rate Mortgage Loans
Balloon Mortgage Loans
Buy Down Mortgage Loans
Graduated Payment Loans
Convertible ARM Loans
Bad Credit Mortgage Loans
Foreign National Mortgage Loans

You have 'A' quality credit history

Conforming Mortgage Loans
FHA Mortgage Loans
VA Mortgage Loans
Fixed Rate Mortgage Loans
Adjustable Rate Mortgage Loans
Jumbo Mortgage Loans
No point, No fee Mortgage Loans

You have credit problems

Imperfect Credit Mortgage Loans
Adjustable Rate Mortgage Loans
Foreign National Mortgage Loans

You need cash for improvements, college, to pay off debts, etc.

Mortgage Refinancing
Second Mortgage Loans
Home Equity Line of Credit
Home Equity Loan

You're a senior (age 60+)

Reverse Mortgage Loans
VA Mortgage Loans
Foreign National Mortgage Loans
Home Equity Line of Credit
Home Equity Loan

You are foreign national and you don't have a credit history

Foreign National Mortgage Loans

What ever your problems are, please DON'T ASSUME YOU CAN'T GET QUALIFIED FOR A HOME MORTGAGE . We offer wide range of home mortgage loans to meet your needs. Our goal is to help borrowers get the financing they need at the lowest possible mortgage rates available. Let's talk about your options!


 

 
 
Government Mortgages Fixed Rate Mortgages Adjustable Rate Mortgages Non-conforming Mortgages
 
 
 
 
     
 
   
SouthFloridaLender.com and its contents are provided for informational purposes only and should not be construed as a legal or financial advice, or as formation of a broker and client relationship. As the mortgage market continually changes, the information provided can be either outdated or not suitable to your specific financial situation. For this reason, we strongly suggest to consult a mortgage broker, in the person, and discuss your specific needs.

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